While making builds its wise to count only the talent points and rubies we can get.
So I would like a confirmation, at level 51 we get:
51(one per level) +10 (each 5th level) = 61 talent points
42 (1 for each level past 9th) +7 (world mysteries) = 49 rubies
49 +1 (max combat glory) +1 (astral gems) +5 (Great Mage Diary) = 56 max rubies
6 talent points are also unlockable from scrolls of sacrament 1/2/3
6 rubies are technically available but the 5th page is kinda non existent at this point.
8 rubies from WM as far as I know