Something I would like to add here. Levels are pretty huge scaled in this game. Your stats will allways show You VS a Equal levled.
Example: You have 30% Crit Chanse on a mob 1-2levels above that might be 10%.
Example2: You got 15% Crit vs you a mob 1-2above might have 35% VS you = GG.
Specialy later on like in "Asse-Teph" the Gear Dif between a lv 23 and a 25 might actually scale with over 10-20k More Hitpoints. Gear&Level in this game is dramatic.
So my advice is trying to fight mobs on your own level, this is something I noticed when I played Allods facing something above you is HARD.
Tip: Before leaving each zone try to grab the "Reputation gear" this will help you dramatic in the next zone.