You can safely make builds with 42 rubies and 55 talent points in calculator. That's the minimum you gonna have at 46.
The idea of your build is good, i can only add some small adjustments:
Get Maul and Mangle to rank2. That's a must for virtually all builds. You'll have to drop 1 rank of Bee Swarm or Rip for that. It's no big deal, even if you spec for PvP. They are both against casters except Bee Swarm is good with melees too but doesn't work with instant casts so I'd suggest rank 2 on that. That leaves 1 point, which you can spend wherever. Hawk's Strike is a good investment for PvP, Lethargy Potion is great in PvE. You can also drop rank 3 Rip to get rank 3 Aqua Morte. This all depends on your preference.
Also idk what's your intention with Chomp but it's a pure PvE skill. Even there really not vital and it's aggro-holding capability can be substituted several ways. Dropping it means another point to spend elsewhere.http://www.allodsbase.com/calc#-30x208o ... hs83g41fo0
In rubies, i'd drop Will to Live and get Lightning Master instead.
Ethereal Calm is awesome, but i can see why you wouldn't take it for PvP where fights are usually short and one of you dies before u can use it. Not taking mass PvP into account that is. If you get it, you can safely drop 1 Dirty Paws. If not, you'll have 1 ruby left to spend. In a parry ruby (those are also nice in PvP) or Call of the Wild.http://www.allodsbase.com/calc#-31x9o37 ... hs83g41fo0
Regarding Channeled Lightning, yes it works with 1h Spears.